Website General Terms and Conditions

General

These Terms and Conditions apply to this web site [www.twcare.co.nz] of Transpacific Wealthcare Limited, ("we", “us" or "our"). Please read these Terms and Conditions carefully.

By accessing this web site and or using the information provided on or via this web site you agree to be bound by these Terms and Conditions.

This website and the products and services have been designed in accordance with New Zealand laws and all users agree the courts of New Zealand the exclusive jurisdiction. The website is not designed for any other jurisdiction and is not an offer or solicitation in any other jurisdiction.

Use of this Web Site

The information provided on or via this web site is for information only and should not be used as a substitute for any form of advice. The information on this web site does not take into account your financial position, needs, goals or risk tolerance. Decisions based on this information are for your own account and risk. Before making any investment decision we recommend you contact your investment adviser and consider any applicable investment statement, prospectus or other terms and conditions.

Although we attempt to provide accurate, complete and up-to-date information, which has been obtained from sources that we consider reliable, we make no warranties or representations, express or implied, as to whether information provided on or via this web site is accurate, complete, up-to-date or suitable for your intended use.

We do not represent or warrant that this web site functions without error or interruption or is free from viruses. Our website may be unavailable at our discretion.

Use of this web site that may hinder the use of other Internet users, that can endanger or jeopardise the functioning of this web site, affect the information provided on or via this web site or the underlying software, or is in breach of any law is not permitted.

Third Party Information, Products and Services

Where we provide hypertext links to third party web sites, such links are not an endorsement by us of any products or services provided on or via such web sites. The use of such links is entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such web sites. We have not verified the truth, accuracy, reasonability, reliability, and completeness of any content of such web sites.

Links to our web site from other websites are not permitted without our prior written consent.

Intellectual Property

We (and our licensors) retain all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without our prior written consent or the appropriate consent of the owner. However, you may print and/or download information contained on this web site for your own personal use and you are responsible for the security of the printed or downloaded information. You must not remove or hide any copyright or proprietary notices or terms of use on the copies or downloads.

Communication On Line

Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any messages to us via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party. Any e-mail instructions to buy or sell securities are deemed to be given when acted upon or acknowledged by us.

Disclosure of Interest

The Director of Transpacific Wealthcare Limited advise that Transpacific Wealthcare Limited’s partners and employees may, from time to time, have a financial interest in any securities recommended and that they may earn brokerage, commissions, fees and other benefits and advantages, whether pecuniary or not and whether direct or indirect, in connection with the making of a recommendation or a dealing by a client in these securities, and that our Investment Advisers may be remunerated wholly or partly by way of commission.